Author: Stock Trader Guru

Tips On How To Invest In The Stock Market

The stock market is unique in that it relies on other businesses and as long as we have trade it will always be around. This, in turn, means that learning to trade in the stock market means having a virtually endless source of income. However, the trading part itself is not easy and there are many disillusioned individuals that started trading with high hopes but only lost their money. There have been cases where stock trading almost looks like some form of addiction where the traders ignored their jobs, careers, and life just to find a way to find financial success through stock trading. Stock trading is not without its risks and people have gone bankrupt overnight but then there are also people who have amassed great fortunes in a short time. There are several pitfalls in the stock market and there are so safety flags in place to warn traders. It is quite easy to fall into one and suffer permanent damage. What is required is discipline when trading in the stock market. The first thing to note is that the stock market is never stable. It is in constant flux and you never know which way it will move. Quite often, there is no sensible explanation for what happens in the stock market because everything is dictated by human behavior. The problem is that most traders are...

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Finding a Safe Dating Site

Seems like everywhere we surf on the Internet nowdays we run across this little advertisement: 'Free online personals'. They are everywhere, they are dating sites, and more are opening up shop every day. Welcome to the newest internet gold rush. More and more people are signing up to these new and "free" dating sites. What they are really getting is a place on the web where they can post their profile and let strangers contact them. As more and more dating sites pile up on the web, more people are ending up with very distasteful experiences because of this. Why? 99% of today's (and tomorrow's) dating sites do not screen their members at all. This means there are sex offenders, predators, scam artists mixed in with genuine people who are looking to find a match. Dating services need to be very discretionary and much safer, until that time comes here are some important things to consider when thinking about joining a dating site. 1). Examine the site's physical properties. Is it poorly constructed with missing graphics or jagged fonts, mis-aligned sections? If so, this indicates a lack of attention to detail in the construction and layout of the site. It may have been purchased and the owner does not have the skill to alter it correctly. Why would you care? Well, a site in a state like this gives...

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Mistakes to Avoid on Flipping

Knowing when to walk away from a situational scenario that does not look promising, is not a prophetic science. Without question, some of the flips I closed and bought from builders in 2005 were clearly non-deal laggards that I should have walked away from. And I mean literally. At the escrow closing signing table, I could have, but did not, just get up and walk away. And it's not as if I had never done that before. One of my first flips in 2003 resulted in just that outlet, wherein the loan terms were explicitly not as they were supposedly to be. Three days later, when the loan terms were rectified to my liking, I came back to escrow, resigned the loan docs, flipped the house, and made a quick $ 68,000. As to why more prudence was not exercised in the five intended quick flip homes in 2005-three in Southern California and two in Las Vegas, that was meant for a fast profit-can be answered easily. Greed. It was greed that got the better half of me. Although Gordon Gekko may have said that "greed is good," I can tell you the Gospel, and that is that "greed is destructive" if not manipulated correctly. Think of greed as fire. You can use it to warm your shelter and provide comfort to your family, or you can misuse it...

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Business Angel or Devil in Disguise – You Choose!

Angels are high net worth individuals who invest on their own, or as part of a syndicate, in high growth businesses. In addition to money, Business Angels often make their own skills, experience and contacts available to the company. This has been immortalised by the program The Dragons Den where people pitch for money and also additional Dragons expertise. Angels rarely have a connection with the company before they invest but often have experience of its industry or sector. Therefore, the commitment of Business Angels is often very strong. The majority of Angels make investments for financial reasons. However, there are other motives for investment including taking an active part in the entrepreneurial process, enjoyment from being part of the success of a good investment and the sense of putting something back. Angels are an important but still under-utilised source of money for new and growing businesses. A typical Angel makes one or two investments in a three-year period, either individually or by linking up with others to form a syndicate. Some Angels invest more frequently. There are approximately 18,000 angel investors across the UK, and around £800m is invested by Angels annually. It is often thought that you have to be very wealthy to be an Angel Investor, but in fact many individuals invest from around £10,000 in any one company, however some Angels invest much more and...

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10 Questions to Ask Before Trying That Commission Sales Gig!

It seems like a long time ago when what we used to think of as “good jobs,” those that offered solid salaries and bonuses and nice benefits, were plentiful These days, especially in selling, you’re more likely to scan employment listings and see “straight-commission” compensation schemes. Essentially, these are pay-for-performance opportunities. If you perform, you get paid; if not, then not. It’s Darwinian, a survival of the fittest atmosphere. Still, commission jobs tend to offer higher than average potential, and if you can stick it out until the spigot flows, then you can thrive. Here are 10 questions to ask any employer offering a straight commission pay plan: (1) How long have you been in business? Beware of start-ups, because no one really knows whether their business concept will succeed. (2) How well is your top salesperson doing, financially? Key question, this one is. If you hear a solid number, divide it in half and that’s what you’ll probably earn during the first few months. (3) How long did it take for him or her to get there? This is a vital cash-flow matter. Can you survive until you start seeing regular paychecks? You may not have the time to invest to go from A to B. (4) How long until your best seller made his first sale? Did he get lucky and close someone on the first day...

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12 Tips to Become Financially Fit in 2015

By now every friend of mine knows that I am working in a Finance domain. They have started teasing me now-a-days. Recently when we met for New Years Eve, one of my friends asked me what's your "financial resolution" for this year. How much are you saving and planning? Let's keep these teasers away. But I am sure most of us are worried about money at start of New Year (actually we are always worried about money. I have compiled plain and simple tips to keep you financially healthy and can be followed easily. 1. Become your own CFO You can not take control of things which you do not know. To take control of your money you need to first check where you are spending it. Track down what and where you are increasing your money. Nobody cares about your finances more than you. 2. Go on a diet Please do not close the window. I am not suggesting you to stop eating. I am asking you to track down that one expense (unimportant expense) which is not allowing you to achieve your goals. It's a fable in finance, if you can avoid certain expenses for 30 days you can avoid them easily for near future. Example: Simple expense to choose is buying online clothes. If you have an urge or habit of buying clothes (let's say T-shirts...

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Where to Invest Right Now

During the housing boom, mortgage lenders were allowing just about anyone to buy a house or refinance their existing house. We have seen the result of such liberal lending practices in the form of the largest foreclosure crisis in history. Many real estate investors take a careless approach in times like these; buying houses anywhere, certain that appreciation is right around the corner to make them instant millionaires. Before you go on a buying binge, you'll want to note some sobering indicators of what the market is actually doing as of April 2010: One in 14 mortgages (3.5 million) are at least 90 days delinquent as homeowners have realized that banks are more willing to reclaim their homes than modify their loans. These homeowners are literally walking away from their homes, and their mortgages, as two million of these mortgaged homes are over 180 days delinquent. If you thought that the real estate market was on the brink of improvement, think again. The delinquency rate of mortgaged homes is 65% greater now than just a year ago. These numbers are a telling reminder that prospective homeowners and active investors will need to hold on for several years before the market cleanses itself, causing prices to rise again. Current foreclosures will take years to work through the system and hit the market. Banks are overloaded with inventory and we have...

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Tax Lien Investing 101: The 4 Things You Need To Know

There are 4 things that you need to know about the state/county that you are investing in before you purchase a tax lien. Those 4 things are: 1. The default interest rate 2. The bidding procedure 3. The length of the redemption period 4. The expiration or life of the lien Default Interest Rate The default interest rate is the interest that the county charges the delinquent tax payer when they fail to pay their taxes on time and it’s what the investor will get on the lien amount if the interest rate is not bid down at the tax sale, which brings us to the importance of the second thing on our list, the bidding procedure. Bidding Procedure Each state has its own method of bidding. In some states the interest rate is bid down and in other states the price of the lien is bid up – this is known as premium bid, or overbid. One state (New Jersey) actually does both, the interest rate can be bid down to 0% and then premium is bid on liens. Both of these methods have the effect of lowering the interest rate that the investor receives on the tax lien. In some state neither of these methods of bidding are used, but the ownership interest in the property, should the lien not redeem and the investor foreclose on the...

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Idaho Investment Property Holds Its Ground in These Uncertain Times

It seems that every time a person watches the latest news reports on real estate in the US the news is bad. The fact of the matter, is that the entire US real estate market has not gone to hell in a hand basket as the news reporters would like to have you believe. Just as some market areas have taken a hit worse then the national average, so too have certain market areas fared better. In fact, some market areas have thrived due to business as well as demographic realities that prevail in those certain areas. One of those real estate markets is Manhattan commercial real estate, that is in fact booming right now. Still one more real estate market niche is Idaho investment property, with some areas such as the greater Boise area doing better than others. In fact, during this last year while markets across the US slid in a steady decline, the greater Boise Idaho showed an average 12% appreciation on real estate investments. The largest reason for the growth in the greater Boise area and Idaho in general, is due to the influx of retiring baby bloomers who have targeted Idaho as prime retirement country. Cool-to-mild climate and plenty of elbow room along with a relatively low cost of living are just a few of the things that make the Idaho investment property market...

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Hype for HYIPs – New Advertising Era Is Coming?

Every program administrator should start thinking about program promotion long before actual program launch. An effective and carefully planned promotion campaign can make the program famous in a few days and can guarantee a steady traffic of investors. In the HYIP world program promotion does not anything to do with search engine optimization (SEO) used to promote websites. People invest in SEO when they want to increase the number of visits to a website from search results. But think about it: how many investors use Google to find new investment opportunities? Plus you should know that successful SEO does not always result in increased investments or sales. You should discard SEO in the very beginning: it will be a waste of your time and money. Here is what you could concentrate your promotion efforts on: banners, listings or monitor websites, paid sticky topics on discussion boards, paid posters crowd (smart or hidden marketing campaigns). Banners MMT Investigation Bureau conducted an interesting survey not so long ago. We wanted to know how effective banners really are and what outlet you can expect by using banners to promote your program. We have contacted many listing websites that have advertising spaces and offered them to provide us with free advertising space for a week strictly for survey purposes. Our survey was simple: we put a banner on a monitor website for a...

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Photography Information – Selling Stock Photography

The photography information that I have for you today is about selling stock photography. If you are going to sell your photography on the internet as stock photography you will want to know a little about negotiating licensing fees for the images that you want to sell. Now at first it may seem a bit intimidating but it does not have to be. All you need is a few steps to simplifying the process. You will be able to easily determine a fair and justified fee and not run the risk of losing a sale. There are basically two ways to sell your photography, first way would be that you set the price that you want for your work and the other way is when the client tells you what amount of money they are willing to pay. Once the client sets a price it will be up to you to decide if you are willing to accept their price or if there is room for an attempt to negotiate a price that is more to your favor before you agree or disagree. Needless to say that it is very rare that the client offers to pay to much. So what do you ask for? How can you determine a usage fee? In today’s market the prices are all over the place. A lot depends on what the image...

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How to Gain More Than You Invest in Reading

Are you really reading? You may have found yourself in a position something like this before. You have a book that you will be quizzed over in your next college literature class, only your chums convinced you to hit the big party at the fraternity the night before. Or maybe you just fell asleep reading it. Next morning, mind fuzzy and hungover, you thumb through James Joyce’s Ulysses in an hour, over Fruit Loops and strong coffee. The book reads like an elaborate joke written for hungover college students. Still, maybe you remember a detail or two and get a couple points you wouldn’t have received on the quiz otherwise. You gained something. Not much. I’ll confess to having just an hour to prepare to teach The Old Man and the Sea by Hemingway, which I had somehow not yet read, to a chipper group of 60 college students. Luckily, it’s short. But, suppose your boss tosses you a 50 page white paper that you need to report on in 20 minutes. Regardless of the circumstances, you do a lot of different kinds of reading from emails to biographies, and your brain adapts to the needs of the situation (or not). The more skilled you are as a reader and writer, the easier this adaptation becomes. Reading with a purpose A spectrum of reading exists, from the challenging to...

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